SMRTR AIJan 15, 2026PYMNTS

AI’s New Math: More Power, Less Compute

SMRTR summary

AI development is breaking free from its traditional cost trap through mixture-of-experts (MoE) architectures that activate only specialized sub-models needed for each task rather than powering entire networks for every query. This selective computing approach enables banks and fintech companies to deploy advanced AI across high-volume operations like fraud detection and real-time payments without prohibitive costs, making organization-wide AI implementation economically viable.

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