SMRTR TechMay 4, 2026Hacker News

Finance OS – self-hosted personal finance tracker, no bank credentials required

SMRTR summary

Finance OS is a self-hosted personal finance tracker that keeps all your data on your own machine — no bank login credentials needed, no subscriptions, no third-party syncing. It supports CSV imports from major banks, tracks net worth, savings goals, and Roth IRA contributions, all secured with encrypted passwords.

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